I’ve always been bad about budgeting. In fact, I’ve never been able to stick to any budget that I’ve created. I’m not frugal. I’m too generous with my money. I like nice things way too much. I like eating out. I’m a walking talking consumer extradonaire and a marketer’s dream.
Well, it’s time to change my ways.
For the next few months (let’s say at least til the end of the year- so, that’s 4 months), I want to be able to save half of my monthly paycheck. My rent is about 25% of my monthly pay- which leaves me with about 25% to live on.
I think it’ll be hard but doable. That means making some sacrifices- something else that I’m not very good at. That 25% “allowance” money is going to have to cover my groceries, monthly metrocard, entertainment, etc.
So, I guess, for the next few months- I’m going to try to bring my lunch to work. I’m going to try to cook dinner at home as much as possible from Mon – Fri. Any dining out should really only take place on the weekend. Egads.
I am going to avoid stores! Or somehow build up my willpower. I need some fall/winter basics – but that’s it. Have to make a list and stick to it!
I don’t want to deny myself too much because- well, because I DON’T want to. Life is meant to be enjoyed… I just have to do it more responsibly.
Somehow in the next few months that 25% allowance is also going to have help me cover my half of a new imac- a small engagement party I’m throwing for one of my best friends, a camping trip- oh, and we’re making dinner for one of the bf’s best buds and his wife this weekend. Not to mention next week’s trip to Cape May. Raw roh, Shaggy!
I am in desperate need of a new bikini for the trip. Why does such small scraps of fabric cost sooo much? Most of the stores only have odds and ends of swim wear. I couldn’t find any matching tops and bottoms at a bargain price at any of the usual stores.
So, it’s either shell out some big bucks for a bikini or somehow lose some weight to fit in the ones I already have. They’re a little too snug.
Guess who’s going to be dieting and working out like mad in the next week?
How the hell am I going to throw a nice engagement party on a budget?! I’m not crafty!
I need to figure out how to earn some extra dollars!